In a blog post, Grant Cardone, the self-proclaimed “Benjamin Button of business,” shared his views on getting rich.
He is bold and unapologetic when he says, “If you ever want to be a millionaire, you have to stop working nine to five and start working 95.” Cardone is clear about his message: to create real wealth, you must live in the fast lane and spend 95 hours a week, not 40.
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Cardone doesn’t just question the traditional workweek; he believes this prevents people from achieving their dreams. “Those who only work nine to five have given up on their dreams and are mostly spectators,” he says.
Now more hours mean more work and more money – at least in theory. But what about the thousands of people who work nine to five, pay their bills, and wonder if they’ll ever escape the paycheck-to-paycheck grind?
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“There is no shortage of money. Every dollar on this planet has been produced. There is a shortage of people working 95 hours a week,” he explains. His advice comes from years of building businesses and investments that have brought him into the millionaire circle.
For him, there is only one way to build wealth: grinding. And it doesn’t stop, even for someone like Cardone, who claims, “If you gave me $5 billion, I’d still be grinding tomorrow.”
A nine-to-five job doesn’t necessarily mean financial stagnation, but it can come with limitations. A 2022 Federal Reserve survey found that the average net worth of an American household was just over $192,900. “You can’t make your way to a millionaire by making $60,000,” says Cardone.
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Cardone adds bluntly, “You can, but you’ll be 90 years old. Who wants that?” He argues that working 95 hours a week takes you into a realm of earning potential that traditional jobs can’t match. As he says, “You have to boost your income to $125,000 to get by in today’s world.”
The real challenge: how to earn more
He emphasizes the need for expansion: “Most experts are about shrinkage. I’m about expansion.” His critique of popular financial advice – such as Suze Orman’s savings mantra and Dave Ramsey’s focus on avoiding debt – is a call to action for his followers to create income, not just manage it. “Learn to create money,” he says, urging people to focus on making more, not just cutting costs.
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His advice makes sense for entrepreneurs and business owners, but most full-time workers don’t have the same flexibility to scale their income as they see fit. Many experts recommend a balanced approach: building side hustle, investing wisely, and growing passive income streams on top of regular work.
Can you really get rich working from nine to five?
The grind-it-out philosophy may work for those with entrepreneurial ambitions or those willing to work extra hours, but it’s not a one-size-fits-all solution. Research shows that financial independence is possible with strategic planning, smart investments and steady income growth – even with a 40-hour work week.
The key is finding a balance that works for your goals and lifestyle. For some, that may mean extra hours, while for others, smarter financial steps are the solution. As Cardone says, “Be the Benjamin Button in your space and start making more Benjamins.”
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This article, ‘If You Want to Become a Millionaire, Quit the 9-5’: Grant Cardone Says Working 40 Hours a Week on Average Salary Won’t Make You Rich originally appeared on Benzinga.com
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